Help Solve Today’s Challenges by Investing in Impact Organizations

The Capital Gap for Impact Organizations

Many impact organizations—including non-profits, co-operatives, and social enterprises—face barriers when seeking the right kind of growth capital:

  • Limited access to collateral or guarantees
  • Revenue models that are not well understood by traditional lenders
  • Persistent misconceptions that impact-focused organizations are “risky”
  • Risk-averse governance structures that limit financing options

Thrive Impact Fund provides flexible, patient financing designed specifically for impact organizations, helping bridge these gaps and unlock growth.

Why Invest with Thrive?

  • Put your investment to work in local BC communities
  • Align your financial returns with your philanthropic goals
  • Access co-investment opportunities alongside other investors
  • Join a community of values-aligned investors
  • Receive dividends, with the option to redeem or reinvest at the end of the initial term
  • Support an evergreen loan fund where capital is recycled multiple times over the term
Structure

Thrive Impact Fund is a BC Benefit Corporation.

Investment Terms

Thrive accepts investment from accredited investors as preferred shareholders.

  • Initial investment period of 7 years, up to 2 years to deploy, and 5 year investment period
  • Quarterly dividend payments
  • Choice of redemption at end of initial term or ongoing investment

Some investors provide principle-only “catalytic capital” that helps to lower the cost of financing for investees and reduces risk across the Fund’s portfolio.

Thrive Impact Fund Investor Brochure

This brochure for investors provides a summary of information on Thrive’s investment offering.

Impact Investment Landscape

Thrive Impact Fund sits solidly within the impact investing landscape by offering flexible debt that bridges impact investing and grant-making.
This type of capital is referred to as ‘catalytic’—it leverages both philanthropic and investment dollars by drawing on the best of both.

“…Patient, flexible, risk-tolerant financing that sometimes accepts lower returns to accommodate the economics of high-impact organizations that are profitable, but not necessarily profit-maximizing.” Catalytic Capital – MacArthur Foundation, 2017

IMPACT INVESTING ↓

Traditional Investing

Limited focus on environmental sustainability and governance (ESG) factors

Responsible Investing

ESG risks integrated into analysis of all holdings

Socially Responsible Investing

Negative and positive screening of ESG risks used to align a portfolio to specific values

Finance First

Focus on one or more issue areas where social or environmental needs create market opportunities

Impact First

Focus on one or more issue areas to achieve social or environmental change while generating reasonable financial returns

Community Investing

Socially motivated investment where priority is placed on maximizing social impact and generating below market returns

Impact Investment Landscape

Thrive Impact Fund sits solidly within the impact investing landscape by offering flexible debt that bridges impact investing and grantmaking.
This type of capital is referred to as ‘catalytic’- it leverages both philanthropic and investment dollars by drawing on the best of both.

“…Patient, flexible, risk-tolerant financing that sometimes accepts lower returns to accommodate the economics of high-impact organizations that are profitable, but not necessarily profit-maximizing.” Catalytic Capital – MacArthur Foundation, 2017

Traditional Investing

Limited focus on environmental sustainability and governance (ESG) factors

Responsible Investing

ESG risks integrated into analysis of all holdings

Socially Responsible Investing

Negative and positive screening of ESG risks used to align a portfolio to specific values

IMPACT INVESTING ↓

Finance First

Focus on one or more issue areas where social or environmental needs create market opportunities

IMPACT INVESTING + THRIVE IMPACT FUND’S CAPITAL TARGET ↓

Impact First

Focus on one or more issue areas to achieve social or environmental change while generating reasonable financial returns

IMPACT INVESTING + THRIVE IMPACT FUND’S CAPITAL TARGET ↓

Community Investing

Socially motivated investment where priority is placed on maximizing social impact and generating below market returns

Our Investors

BEEM Credit Union logo displayed in dark text on a black background.
Boann Social Impact logo displayed in dark text and icon on a black background.
Dragonfly Ventures logo with the company name in blue and a stylized dragonfly icon on a black background.
First West Credit Union logo with the organization name in blue and a stylized ‘W’ mark on a black background
Abstract multicolour pinwheel-style icon with curved petal shapes on a black background.
Real Estate Foundation of BC logo featuring a stylized pink flower icon and the text ‘Real Estate Foundation of BC’ on a black background.
Fund I logo featuring a stylized capital letter ‘R’ with a dot inside and the text ‘FUND I’ beneath it on a black background.
“Logo on a black background featuring a small, multicolored abstract swirl icon to the left and light-colored text to the right representing an organization name.
Vancity logo in red text on a black background.
Vancouver Foundation logo in teal text on a black background.
Victoria Foundation logo with a circular emblem above the words ‘Victoria Foundation’ on a black background.

Our Investors

Thrive Impact Fund helps investors support the community-led solutions that are solving today’s most pressing challenges.
BEEM Credit Union logo displayed in dark text on a black background.
Boann Social Impact logo displayed in dark text and icon on a black background.
Dragonfly Ventures logo with the company name in blue and a stylized dragonfly icon on a black background.
First West Credit Union logo with the organization name in blue and a stylized ‘W’ mark on a black background
Abstract multicolour pinwheel-style icon with curved petal shapes on a black background.
Real Estate Foundation of BC logo featuring a stylized pink flower icon and the text ‘Real Estate Foundation of BC’ on a black background.
Fund I logo featuring a stylized capital letter ‘R’ with a dot inside and the text ‘FUND I’ beneath it on a black background.
“Logo on a black background featuring a small, multicolored abstract swirl icon to the left and light-colored text to the right representing an organization name.
Vancity logo in red text on a black background.
Vancouver Foundation logo in teal text on a black background.
Victoria Foundation logo with a circular emblem above the words ‘Victoria Foundation’ on a black background.
Scale Collaborative
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We respectfully acknowledge that our offices are located on the unceded, ancestral, and traditional territories of the lək̓ʷəŋən-speaking peoples, also known as the Songhees and Xʷsepsəm Nations, who have historical relationships with the land that continue to this day.