Help Solve Today’s Challenges by Investing in Impact Organizations
The Capital Gap for Impact Organizations
Many impact organizations—including non-profits, co-operatives, and social enterprises—face barriers when seeking the right kind of growth capital:
- Limited access to collateral or guarantees
- Revenue models that are not well understood by traditional lenders
- Persistent misconceptions that impact-focused organizations are “risky”
- Risk-averse governance structures that limit financing options
Thrive Impact Fund provides flexible, patient financing designed specifically for impact organizations, helping bridge these gaps and unlock growth.
Why Invest with Thrive?
- Put your investment to work in local BC communities
- Align your financial returns with your philanthropic goals
- Access co-investment opportunities alongside other investors
- Join a community of values-aligned investors
- Receive dividends, with the option to redeem or reinvest at the end of the initial term
- Support an evergreen loan fund where capital is recycled multiple times over the term
Structure
Thrive Impact Fund is a BC Benefit Corporation.
Investment Terms
Thrive accepts investment from accredited investors as preferred shareholders.
- Initial investment period of 7 years, up to 2 years to deploy, and 5 year investment period
- Quarterly dividend payments
- Choice of redemption at end of initial term or ongoing investment
Some investors provide principle-only “catalytic capital” that helps to lower the cost of financing for investees and reduces risk across the Fund’s portfolio.
Impact Investment Landscape
Thrive Impact Fund sits solidly within the impact investing landscape by offering flexible debt that bridges impact investing and grant-making.
This type of capital is referred to as ‘catalytic’—it leverages both philanthropic and investment dollars by drawing on the best of both.
IMPACT INVESTING ↓
Impact Investment Landscape
Thrive Impact Fund sits solidly within the impact investing landscape by offering flexible debt that bridges impact investing and grantmaking.
This type of capital is referred to as ‘catalytic’- it leverages both philanthropic and investment dollars by drawing on the best of both.
We respectfully acknowledge that our offices are located on the unceded, ancestral, and traditional territories of the lək̓ʷəŋən-speaking peoples, also known as the Songhees and Xʷsepsəm Nations, who have historical relationships with the land that continue to this day.













